South African Bank Of Athens Limited Careers
Below is a dossier about the South African Bank Of Athens Limited Careers currently available.
Relationship Manager
The SA Bank of Athens Limited is looking to hire a Relationship Manager who will be based at Constantia Kloof, Roodepoort and who will report directly to the Senior Manager: Business and Commercial.
Candidates must have at least 5 years general banking experience, 3 years in credit related environment.
Company Synopsis
The South African Bank of Athens Limited is focused on delivering world class banking services to the South African market. A truly South African bank, it was established and has been operating in this country since 1947.
The bank’s offerings are focused in two major areas. Firstly, the delivery of a comprehensive business banking offering to its customers. This offering is focused on the cornerstones of business banking – lending, transactional banking, treasury and foreign exchange. These business banking solutions are delivered through a dedicated team of highly experienced relationship managers that support a culture of service excellence and professionalism.
In addition to its business banking focus, the Bank focuses on the development of market leading niche transactional banking offerings in partnership with a select group of businesses. These Alliance Banking offerings, aimed at the personal market, are individually branded to align to the business partner and market niche targeted. The Alliance Banking business currently includes the personal market offerings of MobileMoney (in partnership with MTN and Pick ‘n Pay), WIZZIT and SureBank.
Job mission
To profitably manage a portfolio of customers by attending to all transactional, lending, operational and credit/risk related functions of business customer accounts.
Main responsibilities
- BUSINESS (35%):
Ensure Business Profitability and Growth in conjunction with the Operational Banker through retention, attraction and expansion of customers in portfolio.
Ensure approval of customer’s lending needs are met in conjunction with the Operational Banker through high quality applications.
Ensure no regrettable customer losses.
Ensure that portfolio is 100% self-funded through the attraction of correctly priced deposits.
Successfully close cross and up-selling opportunities received from Operational Banker and own sources. Distribute further leads to internal business partners.
Achieve Non Interest Revenue targets.
- RELATIONSHIP AND CLIENT FOCUS (20%):
Client Engagement by conducting contacted amount of customer visits.
Customer forums to be held in conjunction with other players in the value chain.
Client Satisfaction by ensuring zero valid complaints from customers.
Continuously improve turnaround times
- RISK FOCUS (25%)
Ensuring risk metrics stay within set parameters for the portfolio.
Support the Operational Banker in all risk related credit issues by ensuring all applicable due diligence on an applications is done in accordance to the laid down credit and risk policies and guidelines of the Bank.
- TEAM INVOLVEMENT AND COACHING OF YOUNGER STAFF (10%)
- SELF DEVELOPMENT AND CSI (10%)
must have minimum matric, NQF 4, FAIS RE1 competent
must have at least 5 years general banking experience, 3 years in credit related environment
must have credit and general bank operational skills
Required competencies are : excel, word, outlook, excellent communication skills, teamwork, resilient, stress tolerance, high integrity and worth ethic, customer service centric
must come from a business banking environment cost to company package
preferential rates on staff lending after 6 months of employment and successful completion of probationary period free banking.